Permitting Authorities / City of St. Cloud - Building Department
Do you need a permit to replace a roof in St. Cloud, FL?
Adopted code
City of St. Cloud - Building Department
Yes, a permit is required to replace a roof in St. Cloud, FL, issued by City of St. Cloud - Building Department. Reroofing in St. Cloud is permit work. The City's Permit Information page states that "Any structural improvement or work that is regulated work that requires a licensed contractor will require a building permit" and lists "Reroof" among the projects that need one. City Code Section 10-3 makes it unlawful "to construct, erect, alter, repair, enlarge, move, or demolish any building or structure" in the city "without first making application and obtaining a permit therefore from the community development department", and adds: "Should work commence prior to the issuance of a permit as required by the Florida Building Code, the permit fee shall be double the normal permit fee." The City's fee schedule (Resolution 2026-048R) has a Roofing permit type with a residential base fee of $85.00 and charges double the permit fee for failure to obtain a permit before work starts. The City's Re-Roof requirements list a "Notarized Roofing Application", the product approval, an "Owner Builder Disclosure Form" for owners acting as their own contractor, a recorded Notice of Commencement for projects valued at $5,000.00 or more, and, for residential contractors, a Re-Roof Affidavit and Scope of Work that "Must be onsite at time of Roof Final Inspection." The same sheet states: "Permits shall be submitted electronically through our portal" and "To apply for a permit, you must register with the City." City Code Section 10-11 also provides: "No new metal roofing shall hereafter be installed on buildings in residential areas where other types of roofing prevail more than metal roofs on surrounding homes. Metal roof replacement or repairs shall be permitted on existing buildings." State law makes it "unlawful for any person, firm, corporation, or governmental entity to construct, erect, alter, modify, repair, or demolish any building within this state without first obtaining a permit" (section 553.79(1)(a), Florida Statutes).
Roof code checklist: St. Cloud, FL
Each row comes from the sourced record on this page; full wording is in the table below. "Not published" means no official source for that item was found when the record was last verified.
Jurisdiction
City of St. Cloud, Florida
Address
1300 9th Street, St. Cloud, FL 34769
Contact
- url: https://www.stcloudfl.gov/2105/Building-Department
- phone: 407-957-7224
Roofing permit required
Required
Contractor registration required
Required
Registration details
- state_level: Roofing contractor is a separately licensed trade in Florida. Section 489.105(3)(e), Florida Statutes, defines a "Roofing contractor" as "a contractor whose services are unlimited in the roofing trade"; section 489.113(2) states that "A person must be certified or registered in order to engage in the business of contracting in this state." A state-certified contractor may work anywhere in Florida; under section 489.117(1)(b), "Registration allows the registrant to engage in contracting only in the counties, municipalities, or development districts where he or she has complied with all local licensing requirements, if any, and only for the type of work covered by the registration." Section 489.103(7) contains an owner-builder exemption for "Owners of property when acting as their own contractor and providing direct, onsite supervision themselves of all work not performed by licensed contractors," including one-family or two-family residences "for the occupancy or use of such owners and not offered for sale or lease"; this record does not decide whether a particular reader falls within it.
- city_level: City Code Section 10-7 requires every person engaged or intending to engage in business in the city as a contractor or other trade regulated under Chapter 489, Florida Statutes, to "present to the building official a certificate of competency" or pass an examination approved by the City. The City's Contractor Registration page answers "Do I need to be registered as a Contractor? Yes." and asks for a completed registration application, a "Copy of state license", a "Copy of general liability certificate, listing, the City of St. Cloud, as the certificate holder", a "Copy of workers compensation insurance policy or exemption certificate" and a copy of a city or county business tax receipt; the registration "expires when any of the required documents expire." The page states that construction work must be done by licensed contractors "with exceptions: the owner of a one or two family dwelling; or the owner of a commercial building who is doing less than $75,000.00 in work on the building for his or her own use, and not for sale or lease." The business tax receipt is a general business requirement, not a trade credential.
Permit process note
Reroofing in St. Cloud is permit work. The City's Permit Information page states that "Any structural improvement or work that is regulated work that requires a licensed contractor will require a building permit" and lists "Reroof" among the projects that need one. City Code Section 10-3 makes it unlawful "to construct, erect, alter, repair, enlarge, move, or demolish any building or structure" in the city "without first making application and obtaining a permit therefore from the community development department", and adds: "Should work commence prior to the issuance of a permit as required by the Florida Building Code, the permit fee shall be double the normal permit fee." The City's fee schedule (Resolution 2026-048R) has a Roofing permit type with a residential base fee of $85.00 and charges double the permit fee for failure to obtain a permit before work starts. The City's Re-Roof requirements list a "Notarized Roofing Application", the product approval, an "Owner Builder Disclosure Form" for owners acting as their own contractor, a recorded Notice of Commencement for projects valued at $5,000.00 or more, and, for residential contractors, a Re-Roof Affidavit and Scope of Work that "Must be onsite at time of Roof Final Inspection." The same sheet states: "Permits shall be submitted electronically through our portal" and "To apply for a permit, you must register with the City." City Code Section 10-11 also provides: "No new metal roofing shall hereafter be installed on buildings in residential areas where other types of roofing prevail more than metal roofs on surrounding homes. Metal roof replacement or repairs shall be permitted on existing buildings." State law makes it "unlawful for any person, firm, corporation, or governmental entity to construct, erect, alter, modify, repair, or demolish any building within this state without first obtaining a permit" (section 553.79(1)(a), Florida Statutes).
Inspection requirements
The City's Inspections page states that "All permits require inspections to ensure that all work meets the current building codes" and that "All inspections shall be scheduled no later than 5:45 a.m. the working day of the requested inspection." Inspections are scheduled through the automated line at 407-979-4725, by text message, or on the City's permit portal. The Re-Roof Affidavit and Scope of Work must be on the job site for the roof final inspection; "Failure to have these available on the job site will result in a disapproved inspection." The City's fee schedule charges a re-inspection fee of $52.53 beginning with the second failed inspection and $210.12 for any inspection after the third failed inspection for the same violation.
Adopted code
Florida Building Code, 8th Edition (2023), Residential volume (2021 International Residential Code base), effective December 31, 2023, adopted statewide by the Florida Building Commission under Rule 61G20-1.001, Florida Administrative Code; section 553.73, Florida Statutes, provides that the code and each update "is deemed adopted for use statewide without adoptions by local government." The City's Building Department page states: "The City of St. Cloud has now adopted the following codes: Florida Building Code 8th Edition (2023)". City Code Section 10-34 provides that matters within the building chapter "which are not specifically covered herein shall conform to the provisions of the Florida Building Code." The City's own technical amendments in Section 10-35 (Ordinance No. 2023-49) are flood provisions to Building section 1612.4 and Residential section R322; none touches the roofing chapters.
Drip edge
Required — Florida Building Code, Residential, 8th Edition (2023), section R905.2.8.5 Drip edge: "Provide drip edge at eaves and gables of shingle roofs." The section also requires a minimum 3-inch overlap, that "Drip edge shall be installed over the underlayment," and mechanical fastening at a maximum of 12 inches on center. The requirement is written for shingle roofs. The City's building chapter (City Code Chapter 10, read in full) does not amend it.
About drip edgeIce & water shield
Not required — Not required. The Florida Building Code, Residential, 8th Edition (2023) reads "R905.1.2 Ice barriers. Reserved." and, for asphalt shingles, "R905.2.7 Ice barrier. Reserved." The City's building chapter (City Code Chapter 10, read in full) adds no ice barrier. A self-adhering underlayment may still be used where the code allows it as an underlayment method; it is not prohibited.
About ice & water barrierImpact-resistant roofing
Not required — Neither the City's building chapter (City Code Chapter 10, read in full, including its Florida Building Code amendments in Section 10-35) nor the Florida Building Code, Residential Chapter 9, Building Chapter 15 or Existing Building Chapter 7 contains a UL 2218 or Class 4 impact requirement for roof coverings in St. Cloud. Florida's shingle wind classes (ASTM D3161, ASTM D7158) are wind ratings, not impact ratings.
Repair permit threshold
The City's Permit Information page lists "Reroof" as permit work. Its "No Permit Required" list names "Gutters" and "Soffit or Fascia - Repair (not including structural members)" but no roof covering work. The Florida Building Code's own relief, Building section 105.2.2, allows "Ordinary minor repairs" without a permit only "with the approval of the building official." Section 553.79(1)(g), Florida Statutes (effective July 1, 2026), reads: "A local government that issues building permits shall exempt an owner of a single-family dwelling or the owner’s contractor from the requirement to obtain a building permit to perform any work valued at less than $7,500 on the owner’s property," does not apply to "Work on a property that is partially or entirely located in a flood hazard area" or to "Any electrical, plumbing, structural, mechanical, or gas work," requires "a written request for exemption to the local enforcement agency with a copy of the contract or other documentation demonstrating the nature and the value of the work to be performed," and provides that "A construction project may not be divided into more than one project for the purpose of evading the requirements of this paragraph."
Wind design criteria
The City's Permit Information page states: "The ultimate design wind speed, velocity ultimate for risk category ll Buildings and other structures is 140 MPH for the City of St. Cloud." St. Cloud is in Osceola County and is not in the Florida Building Code's High-Velocity Hurricane Zone, which covers Miami-Dade and Broward counties.
Roof layer limit / recover
Florida Building Code, Residential, 8th Edition (2023), section R908.3 Recovering versus replacement: "New roof coverings shall not be installed without first removing all existing layers of roof coverings where any of the following conditions occur: 1. Where the existing roof or roof covering is water soaked or has deteriorated to the point that the existing roof or roof covering is not adequate as a base for additional roofing. 2. Where the existing roof covering is wood shingle or shake, slate, clay, cement or asbestos-cement tile. 3. Where the existing roof has two or more applications of any type of roof covering." A single re-cover over one existing layer is therefore the most the code allows. The City's building chapter (City Code Chapter 10, read in full) states no layer limit of its own and does not amend section R908.3.
Deck & sheathing requirements
Florida Building Code, Residential, 8th Edition (2023), section R908.7 Wind mitigation: "When a roof covering on an existing structure with a sawn lumber, wood plank or wood structural panel roof deck is removed and replaced, the following procedures shall be permitted to be performed by the roofing contractor: (a) Roof-decking attachment shall be as required by Section R908.7.1. (b) A secondary water barrier shall be provided as required by Section R908.7.2. Exception: Structures permitted subject to the Florida Building Code are not required to comply with this section." The City's building chapter (City Code Chapter 10, read in full) does not amend these sections.
Sales & use tax
7.5% combined: the 6% Florida state sales and use tax plus Osceola County's 1.5% discretionary sales surtax, which the Florida Department of Revenue's Form DR-15DSS for calendar year 2026 lists in two parts, 1% (effective September 1, 1990, with an expiration date of December 31, 2045) and 0.5% (effective January 1, 2017, with an expiration date of December 31, 2036). The City of St. Cloud levies no separate sales tax. Under Rule 12A-1.051, Florida Administrative Code, "Roofing work" is a real property contract, and "Contractors are the ultimate consumers of materials and supplies they use to perform real property contracts and must pay tax on their costs of those materials and supplies, unless the contractor has entered a retail sale plus installation contract"; such contractors "should charge no tax to their customers, regardless of whether they itemize charges for materials and labor in their proposals or invoices." The rule's definition of a real property contract covers work to "Erect, construct, alter, repair, or maintain" a building, so repairs and full replacements are treated alike.
Local roofing hub
More roof permit pages in Florida
Related guides
The Building Department of the City of St. Cloud, in Osceola County, which enforces the Florida Building Code in the city. It issues building permits, including residential reroof permits, through the City's online permit portal, and performs the inspections for them.
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