The Roofing Book

Permitting Authorities / Okaloosa County - Growth Management Department, Building Division

Do you need a permit to replace a roof in Unincorporated Okaloosa County, FL?

Adopted code

Okaloosa County - Growth Management Department, Building Division

Yes, a permit is required to replace a roof in Unincorporated Okaloosa County, FL, issued by Okaloosa County - Growth Management Department, Building Division. Re-roofing has its own permit guide and questionnaire in Okaloosa County. The Building Division's Permitting page states: "All trade permits, window permits, door permits, and roof/re-roof permits are processed in the Fast Lane and issued next day," and since November 3, 2025 applications go through the County's online Customer Service Support portal. The Permit Guide for Re-Roofing Permit (July 2021) lists four submittals: proof of property ownership, the Building Permit Application, a Product Approval Sheet "completed with manufacturer, product description and Florida approval number," and the "Application for Roofing Permit," a questionnaire (March 2012) that asks whether the job strips the old roof or covers over it, whether the house was built after 3/1/02, whether it is in the wind-borne debris region, and whether its just market or insured value is $300,000 or more. Plans examination is not required for reroofs (County Code Section 6-133, 107.3.5, Exemptions, item 2). The fee is set by valuation: the Inspection & Permitting Fees schedule (effective July 6, 2017) states that the fee for "remodeling, renovations, reroofs" and similar projects "shall also be calculated using Table 1., above; however, the valuation shall be the cost of construction," with "A base fee of $70.00" for all building permits. The Building Permit Application in the re-roof packet (February 2022) still states that the building code in effect is the Florida Building Code 2020; the County's Permitting page lists the 2023 (8th Edition) code. County Code Section 6-133, 109.4, states that anyone who starts work "before obtaining the Building Official's approval or the necessary permits shall be subject to a penalty of 100 percent of the usual permit fee in addition to the required permit fees." Reinspection fees are $50.00 for the first, $100.00 for the second and $150.00 for third and later reinspections, per trip per trade.

Roof code checklist: Unincorporated Okaloosa County, FL

ItemAnswerCode citeSourceVerified
Permit to replace a roofYesRE-ROOF PERMIT APPLICATION PACKET...2026-09-26
Repair permit thresholdPublishedlibrary.municode.com2026-09-26
Layer limit / roof-overPublishedR908.3codes.iccsafe.org2026-09-26
Deck & sheathingPublishedcodes.iccsafe.org2026-09-26
Drip edgeYesR905.2.8.5codes.iccsafe.org2026-09-26
Ice & water shieldNoR905.1.2codes.iccsafe.org2026-09-26
Mid-roof inspectionYesSec. 6-133RE-ROOF PERMIT APPLICATION PACKET...2026-09-26
Impact-resistant (Class 4) roofingNolibrary.municode.com2026-09-26
Wind design criteriaPublishedBuildingcodeChanges2023.pdf2026-09-26
Adopted codePublishedSec. 6-135myokaloosa.com2026-09-26
Contractor license / registrationYesleg.state.fl.us2026-09-26
Sales & use taxPublisheddr15dss_26.pdf2026-09-26

Each row comes from the sourced record on this page; full wording is in the table below. "Not published" means no official source for that item was found when the record was last verified.

Jurisdiction
Okaloosa County, Florida (unincorporated)
Jurisdiction type
county
Address
1250 N. Eglin Parkway, Suite 301, Shalimar, FL 32579
Contact
  • url: https://myokaloosa.com/gm/building/permitting
  • phone: 850-651-7180
  • email: [email protected]
Permit portal
Permit portal
Roofing permit required
Required
Contractor registration required
Required
Registration details
  • state_level: Florida licenses roofing as its own contracting trade. Section 489.113(2), Florida Statutes, states: "A person must be certified or registered in order to engage in the business of contracting in this state." A state-certified roofing contractor may work anywhere in Florida; under section 489.117(1)(b), "Registration allows the registrant to engage in contracting only in the counties, municipalities, or development districts where he or she has complied with all local licensing requirements, if any, and only for the type of work covered by the registration." Section 489.103(7)(a) provides an owner-builder exemption for "Owners of property when acting as their own contractor and providing direct, onsite supervision themselves of all work not performed by licensed contractors" when "building or improving farm outbuildings or one-family or two-family residences on such property for the occupancy or use of such owners and not offered for sale or lease," and separately "When repairing or replacing wood shakes or asphalt or fiberglass shingles on one-family, two-family, or three-family residences" after damage from a declared state of emergency, on the conditions the statute states. This record does not decide whether a particular reader falls within either exemption.
  • county_level: Okaloosa County Code Section 6-311 states: "No person other than a state certified contractor as defined by section 489.105, Florida Statutes, shall engage, directly or indirectly, in the business of or act in the capacity of a contractor within Okaloosa County unless such person is the holder of a certificate of competency issued by the county in the particular field of work being performed." Section 6-312 lists "Roofing contractor" among the County's fields of competence. Section 6-316 requires every contractor to sign a hold harmless agreement and to furnish a certificate of public liability insurance of at least $300,000 per occurrence with ten days' notice of cancellation to the Growth Management Department. The Growth Management Department's Choosing a Contractor page states: "To contract to install, repair, and/or replace roof a person must hold an Okaloosa County Competency Card and be a State Registered or State Certified Roofing Contractor," and its Licensing page describes state-certified contractors as able to "work anywhere in the state of Florida, but must register with each county or municipality." Section 6-280 preserves a bona fide homeowner's privilege to act as contractor for his or her own residence, with permits, inspections and a hold-harmless certificate, and provides that an owner who offers the structure for sale or lease within 12 months after completion may not afterward obtain a building permit as a bona fide homeowner. The County's Owner Builder Statement/Affidavit must be signed in person: "OWNERS MUST PERSONALLY APPEAR AT THE BUILDING DEPARTMENT TO SIGN THIS DOCUMENT."
Permit process note
Re-roofing has its own permit guide and questionnaire in Okaloosa County. The Building Division's Permitting page states: "All trade permits, window permits, door permits, and roof/re-roof permits are processed in the Fast Lane and issued next day," and since November 3, 2025 applications go through the County's online Customer Service Support portal. The Permit Guide for Re-Roofing Permit (July 2021) lists four submittals: proof of property ownership, the Building Permit Application, a Product Approval Sheet "completed with manufacturer, product description and Florida approval number," and the "Application for Roofing Permit," a questionnaire (March 2012) that asks whether the job strips the old roof or covers over it, whether the house was built after 3/1/02, whether it is in the wind-borne debris region, and whether its just market or insured value is $300,000 or more. Plans examination is not required for reroofs (County Code Section 6-133, 107.3.5, Exemptions, item 2). The fee is set by valuation: the Inspection & Permitting Fees schedule (effective July 6, 2017) states that the fee for "remodeling, renovations, reroofs" and similar projects "shall also be calculated using Table 1., above; however, the valuation shall be the cost of construction," with "A base fee of $70.00" for all building permits. The Building Permit Application in the re-roof packet (February 2022) still states that the building code in effect is the Florida Building Code 2020; the County's Permitting page lists the 2023 (8th Edition) code. County Code Section 6-133, 109.4, states that anyone who starts work "before obtaining the Building Official's approval or the necessary permits shall be subject to a penalty of 100 percent of the usual permit fee in addition to the required permit fees." Reinspection fees are $50.00 for the first, $100.00 for the second and $150.00 for third and later reinspections, per trip per trade.
Inspection requirements
Re-roof permits in Okaloosa County close out at a Roofing Final Inspection requested through the County's online portal; photos for virtual inspections are uploaded through the link on the Building Division's Permitting page. Before calling for the Roofing Final, the roofer must file the notarized "Inspection Affidavit Re-Roof" and photographs "with the permit # or address clearly marked on" the deck "for the nailing pattern of the decking" and on "the secondary water barrier (felt)." The affidavit may be signed by a "General, Building, Residential or Roofing Contractor or any individual certified under FS 468 to make such an inspection," or by an engineer or architect. Where the County's Application for Roofing Permit applies the wind-mitigation rules to a house in the wind-borne debris region with a just market or insured value of $300,000 or more, "Roof to wall connections shall be improved up to 15% of the cost of the re-roofing by a General Contractor, Building Contractor or Residential Contractor as required by Section 201.3 of the Hurricane Mitigation Manual"; that work needs a separate permit, an evaluation by an architect, engineer or qualifying contractor, and "A Hurricane Clip inspection," and the re-roof guide states it "must be done by a licensed contractor other than a roofing contractor or the Homeowner acting as the contractor."
Adopted code
Florida Building Code, 8th Edition (2023), Residential (2021 IRC base), effective December 31, 2023, adopted statewide by Rule 61G20-1.001, F.A.C., and applied in every Florida jurisdiction without local adoption. The Building Division's Permitting page states "Okaloosa County adopted building codes are as follows" and lists the 2023 Florida Building Code, 8th Edition, together with the 2023 (8th Edition) Florida plumbing, mechanical, accessibility, gas, energy conservation and fire prevention codes, the 2020 National Electrical Code, and "ASCE 7-22 Wind Design Criteria. (Referenced in the 2023 Florida Building Code)." Okaloosa County Code Section 6-135 adopts the Florida Building Code by reference, with each edition taking effect in the County "on the effective date as established by the Florida Building Code Commission," and Section 6-133 is the County's Administrative Construction Code (its version of the code's Chapter 1). Okaloosa County Code Chapter 6, Article VI (Building Code), read in full, makes technical amendments only to flood-resistant construction (Sections 6-137 and 6-138) and sets wind contour lines (Section 6-136); it contains no technical amendment to the Florida Building Code's roofing chapters (Residential Chapter 9, Building Chapter 15) and no provision on roof coverings, underlayment, drip edge, ice barriers, re-covering or layer limits. Okaloosa County is not in the High-Velocity Hurricane Zone, which the Florida Building Code defines as Broward and Miami-Dade counties.
Drip edge
Required — Required on shingle roofs. The Florida Building Code, Residential, 8th Edition (2023), Section R905.2.8.5 states: "Provide drip edge at eaves and gables of shingle roofs," with drip edge "installed over the underlayment" and "mechanically fastened a maximum of 12 inches (305 mm) on center" (4 inches on center where the allowable stress design wind speed, Vasd, is 110 mph or greater or the mean roof height exceeds 33 feet). Okaloosa County Code Chapter 6, read in full, does not amend or address drip edge. About drip edge
Ice & water shield
Not required — Not required anywhere in Florida. The Florida Building Code, Residential, 8th Edition (2023), reads "R905.1.2 Ice barriers. Reserved." Okaloosa County Code Chapter 6, read in full, does not address ice barriers. A self-adhered underlayment may still be used as one of the state code's underlayment options. About ice & water barrier
Mid-roof inspection
Required — Okaloosa County's Administrative Construction Code (County Code Section 6-133, 110.3) lists a "Roofing inspection," which "Shall at a minimum include the following building components": dry-in, insulation, roof coverings and flashing. Section 110.6 states: "Work shall not be done beyond the point indicated in each successive inspection without first obtaining the approval of the building official." On a re-roof, the in-progress stage is documented for the County by the roofer: the Permit Guide for Re-Roofing Permit (July 2021) requires "Photographs of the roof, with the permit # or address clearly marked on" the deck "for the nailing pattern of the decking" and on "the secondary water barrier (felt)," and a completed "Inspection Affidavit Re-Roof" form submitted "Prior to calling for a Roofing Final Inspection." On that affidavit a licensed contractor, engineer, architect or Chapter 468 building inspector attests that he or she "did personally inspect the roof deck nailing and/or secondary water barrier work."
Impact-resistant roofing
Not required — Okaloosa County Code Chapter 6, which adopts the Florida Building Code by reference, makes no technical amendment to the state code's roof-covering provisions; its only technical amendments are to flood construction. No UL 2218 or Class 4 impact requirement appears in the Florida Building Code, Residential, 8th Edition (2023) Chapter 9 or in the County's building ordinances.
Repair permit threshold
Okaloosa County publishes no square-footage or percentage threshold below which roof repairs are exempt. Its Administrative Construction Code (County Code Section 6-133) lists permit exemptions only for gas, mechanical and plumbing work, and at 105.2.2 states: "Ordinary minor repairs may be made with the approval of the building official without a permit," provided they do not cut away walls, remove structural supports or alter egress, piping, wiring or mechanical equipment; the code does not define "ordinary minor repairs." The County's fee schedule (effective July 6, 2017) lists, for work valued at "$1,000.00 and less," "Contact Inspection Division to determine if a permit is necessary." State law: since July 1, 2026, section 553.79(1)(g)1., Florida Statutes, states that "A local government that issues building permits shall exempt an owner of a single-family dwelling or the owner's contractor from the requirement to obtain a building permit to perform any work valued at less than $7,500 on the owner's property." The exemption does not apply to "Work on a property that is partially or entirely located in a flood hazard area" or to "Any electrical, plumbing, structural, mechanical, or gas work performed on property containing a single-family dwelling"; "A construction project may not be divided into more than one project for the purpose of evading" the paragraph; and it requires "a written request for exemption to the local enforcement agency with a copy of the contract" or other documentation of the nature and value of the work. Okaloosa County has published nothing on how it applies this exemption to roof work, and this record does not decide whether a given roof job qualifies. Separately, the Florida Building Code, Residential, 8th Edition (2023), Section R908.1.1 states: "Not more than 25 percent of the total roof area or roof section of any existing building or structure shall be repaired, replaced or recovered in any 12-month period unless the roof covering on the entire existing roof system or roof section is replaced or recovered to conform to the requirements of this code," with an exception for roofs built, repaired or replaced under the 2007 Florida Building Code or later, where "only the repaired, replaced, or recovered portion is required to be constructed in accordance with the Florida Building Code in effect."
Wind design criteria
Okaloosa County applies the wind provisions of the Florida Building Code, 8th Edition (2023); the Building Division's Permitting page lists "ASCE 7-22 Wind Design Criteria. (Referenced in the 2023 Florida Building Code)." The County's Notice of Code Change for the 8th Edition states: "Among the most significant revisions in the new Code are the changes to the wind zone maps and, most particularly, the northern shift of the windborne debris zone (140 mph and up), especially as it relates to single family homes (Category II structure). This line no longer follows the northern boundary of Eglin Air Force Base, but rather includes most of northern Okaloosa County including the City of Crestview." The notice points to the ASCE hazard tool (asce7hazardtool.online) "which can be used to determine the exact wind requirement using a property address," and the County's Online Forms page links the same tool as "ASCE 7 Hazard Tool (Wind Zone Speed)." Okaloosa County Code Section 6-136 (Ordinance No. 12-08, March 6, 2012), enacted under an earlier edition of the code, still sets a 140 m.p.h. wind contour line for Category II structures along the north boundary of Eglin Air Force Base and describes the windborne debris region for Category II structures as including "the entire County of Okaloosa"; the County's 2023 notice states that the line no longer follows that boundary. The County's Building Permit Application asks whether the project is located in the wind-borne debris region and, for metal roofs, the required design pressure. Okaloosa County is not in the High-Velocity Hurricane Zone. This record reads no design wind speed off any map.
Roof layer limit / recover
Maximum two layers. The Florida Building Code, Residential, 8th Edition (2023), Section R908.3 (Recovering versus replacement) states: "New roof coverings shall not be installed without first removing all existing layers of roof coverings where any of the following conditions occur: 1. Where the existing roof or roof covering is water soaked or has deteriorated to the point that the existing roof or roof covering is not adequate as a base for additional roofing. 2. Where the existing roof covering is wood shingle or shake, slate, clay, cement or asbestos-cement tile. 3. Where the existing roof has two or more applications of any type of roof covering." Tear-off is also required where blisters are not cut open and secured, or where the existing covering is used for attachment and the securement provisions of Section R905 cannot be met. The state code applies in Okaloosa County without local adoption, and Okaloosa County Code Chapter 6, read in full, does not amend the reroofing section or state a layer count. The County's Application for Roofing Permit (March 2012) agrees: its roof-over answer reads "Covering over existing roof" "(per the Florida Building Code this is allowed 1 time)."
Deck & sheathing requirements
On a reroof of an older home, the Florida Building Code, Residential, 8th Edition (2023), Section R908.7 (Wind mitigation) states: "When a roof covering on an existing structure with a sawn lumber, wood plank or wood structural panel roof deck is removed and replaced, the following procedures shall be permitted to be performed by the roofing contractor: (a) Roof-decking attachment shall be as required by Section R908.7.1. (b) A secondary water barrier shall be provided as required by Section R908.7.2. Exception: Structures permitted subject to the Florida Building Code are not required to comply with this section." Section R908.7.1.1 deems sawn lumber or plank decking "secured with at least two nails (minimum size 8d) to each roof framing member it crosses" to be "sufficiently connected," and Table R908.7.1.2 sets supplemental ring-shank fastener spacing for wood structural panel decks. Section R908.7.2 states: "When a roof covering is removed and replaced, a secondary water barrier shall be installed in accordance with Section R905.1.1 or Section 1518.2 of the Florida Building Code, Building." Okaloosa County applies this through its Application for Roofing Permit (March 2012): where a single-family house built before 3/1/02 is being stripped, "The contractor must check the nail pattern and make corrections if necessary. (Max spacing 6" on center on the edges and in the plane). They must also provide a secondary water barrier." The roofer submits photographs of the deck nailing pattern and a notarized Inspection Affidavit Re-Roof attesting that the installation "was done according to the Hurricane Mitigation Retrofit Manual (FS 553.844)." Okaloosa County Code Chapter 6, read in full, sets no deck thickness or sheathing rule of its own.
Sales & use tax
7% in Okaloosa County (6% Florida state sales and use tax plus a 1% county discretionary sales surtax). The Florida Department of Revenue's Form DR-15DSS, Discretionary Sales Surtax Information for Calendar Year 2026, lists Okaloosa County's total surtax rate as 1%, made up of a .5% surtax effective Jan 1, 2019 with an expiration date of Dec 31, 2028 and a .5% surtax effective Jan 1, 2021 with an expiration date of Dec 31, 2030. On a residential reroof or roof repair, Florida treats the roofer as the consumer of materials: Rule 12A-1.051(4), F.A.C., states that "Contractors are the ultimate consumers of materials and supplies they use to perform real property contracts and must pay tax on their costs of those materials and supplies, unless the contractor has entered a retail sale plus installation contract," and that they "should charge no tax to their customers, regardless of whether they itemize charges for materials and labor in their proposals or invoices." The rule lists "(cc) Roofing work" among real property contracts, and repair and replacement are treated the same way.

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The Building Division of the Okaloosa County Growth Management Department issues building permits, including roof and re-roof permits, reviews plans, performs inspections and licenses contractors for the areas of Okaloosa County under the County's permitting jurisdiction. Permits and inspection requests go through the County's online Customer Service Support portal. Under interlocal agreements the Division also handles building permits for the Town of Cinco Bayou, the City of Laurel Hill, the City of Mary Esther and the Town of Shalimar, each of which has its own approval step first.

No NOAA hail reports within 10 miles of the center of Okaloosa County, FL in the last 5 years (data through Sep 30, 2026).

Source: NOAA Storm Prediction Center severe weather database and daily storm reports (reports since the start of the current year are preliminary), within 10 miles of the center of Okaloosa County, FL. Data through Sep 30, 2026. A report is an observation, not a damage record.

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Sources

Roofing questions: Unincorporated Okaloosa County, FL

Do you need a permit to replace a roof in Unincorporated Okaloosa County, FL?

Yes, a permit is required to replace a roof in Unincorporated Okaloosa County, FL. Okaloosa County publishes no square-footage or percentage threshold below which roof repairs are exempt. Its Administrative Construction Code (County Code Section 6-133) lists permit exemptions only for gas, mechanical and plumbing work, and at 105.2.2 states: "Ordinary minor repairs may be made with the approval of the building official without a permit," provided they do not cut away walls, remove structural supports or alter egress, piping, wiring or mechanical equipment; the code does not define "ordinary minor repairs." The County's fee schedule (effective July 6, 2017) lists, for work valued at "$1,000.00 and less," "Contact Inspection Division to determine if a permit is necessary." State law: since July 1, 2026, section 553.79(1)(g)1., Florida Statutes, states that "A local government that issues building permits shall exempt an owner of a single-family dwelling or the owner's contractor from the requirement to obtain a building permit to perform any work valued at less than $7,500 on the owner's property." The exemption does not apply to "Work on a property that is partially or entirely located in a flood hazard area" or to "Any electrical, plumbing, structural, mechanical, or gas work performed on property containing a single-family dwelling"; "A construction project may not be divided into more than one project for the purpose of evading" the paragraph; and it requires "a written request for exemption to the local enforcement agency with a copy of the contract" or other documentation of the nature and value of the work. Okaloosa County has published nothing on how it applies this exemption to roof work, and this record does not decide whether a given roof job qualifies. Separately, the Florida Building Code, Residential, 8th Edition (2023), Section R908.1.1 states: "Not more than 25 percent of the total roof area or roof section of any existing building or structure shall be repaired, replaced or recovered in any 12-month period unless the roof covering on the entire existing roof system or roof section is replaced or recovered to conform to the requirements of this code," with an exception for roofs built, repaired or replaced under the 2007 Florida Building Code or later, where "only the repaired, replaced, or recovered portion is required to be constructed in accordance with the Florida Building Code in effect."

Is ice & water shield required in Unincorporated Okaloosa County, FL?

No. Not required anywhere in Florida. The Florida Building Code, Residential, 8th Edition (2023), reads "R905.1.2 Ice barriers. Reserved." Okaloosa County Code Chapter 6, read in full, does not address ice barriers. A self-adhered underlayment may still be used as one of the state code's underlayment options.

Is drip edge required in Unincorporated Okaloosa County, FL?

Yes. Required on shingle roofs. The Florida Building Code, Residential, 8th Edition (2023), Section R905.2.8.5 states: "Provide drip edge at eaves and gables of shingle roofs," with drip edge "installed over the underlayment" and "mechanically fastened a maximum of 12 inches (305 mm) on center" (4 inches on center where the allowable stress design wind speed, Vasd, is 110 mph or greater or the mean roof height exceeds 33 feet). Okaloosa County Code Chapter 6, read in full, does not amend or address drip edge.

Can you roof over an existing roof in Unincorporated Okaloosa County, FL?

Maximum two layers. The Florida Building Code, Residential, 8th Edition (2023), Section R908.3 (Recovering versus replacement) states: "New roof coverings shall not be installed without first removing all existing layers of roof coverings where any of the following conditions occur: 1. Where the existing roof or roof covering is water soaked or has deteriorated to the point that the existing roof or roof covering is not adequate as a base for additional roofing. 2. Where the existing roof covering is wood shingle or shake, slate, clay, cement or asbestos-cement tile. 3. Where the existing roof has two or more applications of any type of roof covering." Tear-off is also required where blisters are not cut open and secured, or where the existing covering is used for attachment and the securement provisions of Section R905 cannot be met. The state code applies in Okaloosa County without local adoption, and Okaloosa County Code Chapter 6, read in full, does not amend the reroofing section or state a layer count. The County's Application for Roofing Permit (March 2012) agrees: its roof-over answer reads "Covering over existing roof" "(per the Florida Building Code this is allowed 1 time)."

Do roofing contractors need a license or registration in Unincorporated Okaloosa County, FL?

Yes.

What building code does Unincorporated Okaloosa County, FL use?

Florida Building Code, 8th Edition (2023), Residential (2021 IRC base), effective December 31, 2023, adopted statewide by Rule 61G20-1.001, F.A.C., and applied in every Florida jurisdiction without local adoption. The Building Division's Permitting page states "Okaloosa County adopted building codes are as follows" and lists the 2023 Florida Building Code, 8th Edition, together with the 2023 (8th Edition) Florida plumbing, mechanical, accessibility, gas, energy conservation and fire prevention codes, the 2020 National Electrical Code, and "ASCE 7-22 Wind Design Criteria. (Referenced in the 2023 Florida Building Code)." Okaloosa County Code Section 6-135 adopts the Florida Building Code by reference, with each edition taking effect in the County "on the effective date as established by the Florida Building Code Commission," and Section 6-133 is the County's Administrative Construction Code (its version of the code's Chapter 1). Okaloosa County Code Chapter 6, Article VI (Building Code), read in full, makes technical amendments only to flood-resistant construction (Sections 6-137 and 6-138) and sets wind contour lines (Section 6-136); it contains no technical amendment to the Florida Building Code's roofing chapters (Residential Chapter 9, Building Chapter 15) and no provision on roof coverings, underlayment, drip edge, ice barriers, re-covering or layer limits. Okaloosa County is not in the High-Velocity Hurricane Zone, which the Florida Building Code defines as Broward and Miami-Dade counties.